How to open a bank account with Bank of Scotland

Bank of Scotland is one of the oldest banks in the world, established in 1695. They offer a range of products and options to suit many needs so let’s look at the six essential steps to open a bank account with Bank of Scotland.

1. Choose Your Bank Account

Before diving into the application process, explore the various accounts offered by Bank of Scotland and find the one that fits your requirements. For everyday banking needs with added perks, consider the Classic Account.

Higher-tier cards offer products such as travel insurance, cashback and more.

2. Gather Your Information

To open a bank account, you’ll need to provide specific information and documents so make sure you have the following ready:

• Photo ID:
  • passport
  • driving licence
  • national ID card.
• Proof of Address:
  • utility bills
  • bank statements
  • other official letters that display your current address.
• Personal Details:
  • name
  • date of birth
  • contact information
  • occupation

3. Apply Online

Bank of Scotland offers three convenient methods for applying for a bank account: online, in-branch, or by phone.

For a quick and straightforward application, opt for the online method. Visit Bank of Scotland’s official website and navigate to the account opening section. Choose the account you wish to open and click on the “Apply Now” button.

4. Review & Upload Documents

During the online application, it’s worth double-checking all your details are accurate and match the documents you’ll be providing. When prompted, you will need to verify your identity and secure your account by uploading these documents – ensure they are clear and scanned entirely.

5. Approval

Once you’ve submitted your application let the Bank of Scotland review your information. Approval times may vary – new customers are told to expect their account details within 10 days.

After this your bank account will be ready to use and you can use your account details to start moving and using your money.

6. Bank of Scotland App

Make the most of Bank of Scotland’s mobile banking app which conveniently puts all your account options in the palm of your hand.

Whether you’ve chosen the Classic Account or a higher option, connect it to the Emma app to enhance your financial management, explore cashback offers and make your rent count towards your credit history.

Emma will remind you to budget, give you surprising insights about your spending and track your financial goals alongside your new bank account!