When we look at our accounts each month, many of us are often a little shocked to see just how many monthly subscriptions we participate in — subscriptions for movies, clothes, food, and even razors. In this blog post...
Category - Debt
The different types of overdrafts
Overdrafts are a form of debt, they allow you to borrow money through your current account. These should be used for short-term borrowing or emergencies only. Your bank, with your own agreement, should be able to...
October 18, 2017
5 steps to clear your overdraft
Overdrafts are a form of debt, but they can’t be compared to credit card or personal loans. They are instant, flexible and most of all, easy. You need to use a completely different approach to tackle this problem...
September 29, 2017
Payday loans: why you should avoid them
The spiral of debt can be lethal and it’s something you should avoid at all costs. This happens when you are in debt and struggle to repay; which results in more fees, more debt and things get out of your hands...
July 19, 2017
The difference between a statutory credit report and a credit report
When it comes down to debt and credit score, we are always navigating in a mess of terms and definitions. You might have heard of credit rating, report, but also statutory report. There are different ways you can get...
July 18, 2017
Personal finance interview with Sara Williams of Debt Camel
Today, we are interviewing Sara Williams. She writes on Debt Camel about how to get out of debt. If you are struggling and want to have more info about your situation, her insightful and educational website is what you...
July 18, 2017
How to get your free credit score in UK
Your credit score is the result of your financial footprint. This covers the past six years of your life and it’s fundamental in order to get any kind of loan. As we have recently covered, you can pay £2 to get...
July 16, 2017
What is a £2 statutory credit report and how can I get one?
Your credit score is the most important aspect of your personal finance. This will decide wether you will get a mortgage or not and influence any future outcome, if you are applying for a loan. It should be simple to...
July 16, 2017
How to improve your credit score and gain financial freedom
This week we covered credit score and 5 facts you should know about it. We think this is a really fundamental topic, which everyone should be aware of. That’s why we are following up to our blog post by giving you...
July 12, 2017
5 facts about your credit score
Credit score is not a nightmare, but a reality. This is something we all share and have to go through at least once in our lifetime. If you still haven’t stumbled across the definition of credit score and why you...
July 11, 2017
