How To Cancel Your Life Insurance (Quick Guide)

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There are a few reason why you might want to cancel your life insurance policy.

You should consider this decision carefully and weigh the pros and cons before cancelling, as your family will lose the cover’s protection as a result.

It is also worth noting that the cost of insurance in the future could be higher than your current policy.

If you have made up your mind and are definitely looking to cancel, read on to find out the quickest way to to so…

Cancelling Life Insurance Over The Phone

Some insurance companies offer an online chat for cancellation queries and a very few provide a cancellation form to fill and return on the website.

However for the majority of life insurance policies, the most efficient way to cancel is to call your insurer.

To cancel your life insurance over the phone:

Call your insurer’s customer service department.
Ask to speak with a representative.
Provide them with your policy number and customer details
Request immediate cancellation of your policy and monthly premiums
You will receive a letter or confirmation email.

You might also want to ask if there are any early cancellation fees or whether you are eligible to any refund of premiums you might have already paid.

How To Cancel: Top Insurers (Guides)

To make the process easier for you, we’ve created some specific guides for top life insurance providers, including steps and contact details.

You can check the instructions for your insurer below:

Just make sure you include your policy number and contact information on any communication to get your cancellation request approved as quickly as possible.

Conclusion

As we just saw, it is relatively easy to cancel your life insurance policy.

All you have to do is contact your insurer’s customer support team (usually via telephone) and request cancellation of your policy to stop your monthly premiums.

You can also check out our directory of guides on how to cancel other services such as utilities, auto insurance and subscriptions.

Edouard Daunizeau

I look after all things Growth here at Emma. I come from France and have spent the last few years scaling consumer tech startups in the UK and beyond. 🚀