How do I open a bank account with Nationwide?

In just a few simple steps, you can set up your own Nationwide bank account, online, whether it’s your first current account or you’re considering switching, follow the steps below.

1. Check Eligibility

Before you begin, make sure you qualify for the specific current account you wish to open. Each account has its eligibility criteria, which you can find on the respective account page on their website.

2. Gather Required Documents

Nationwide will ask you to provide specific documents to prove your identity and address, so start by getting this ready. If you’re a UK or European Economic Area (EEA) national, a valid UK passport or a full UK driving licence will suffice.

If you don’t have these documents, it’s all good – you can visit a Nationwide branch with alternative proof of your name and address.

3. Check Fees and Costs

Some bank accounts have maintenance costs or require a minimum monthly deposit to maximise their benefits. Nationwide are completely transparent about any fees associated with the account before you apply.

4. Flexibility to Change Your Account

As your banking needs evolve, Nationwide gives you the flexibility to change your current account type or switch to another bank at any time! You’re in control of your financial journey and the benefits you need.

5. Complete Application

Nationwide current accounts can be easily opened online. You have a few options:

– Nationwide.co.uk: If this is your first account with Nationwide, go to the page of your chosen current account on their website, and click “Apply”.

– Nationwide App: If you’re already a Nationwide member, you can navigate to “Products & Applications” > “Current Accounts” to find the best account and tap “Apply”.

6. Face-to-face Support

Nationwide has 600+ branches across the UK. If you hit an obstacle at any point of the online application, you will be guided on how you can alternatively progress by visiting a Nationwide branch. This means you don’t have to spend ages writing emails or stuck in a phone queue.

7. Get Going

Once verified, your account will be ready to use. You can find your account details in your email and we recommend you download the app for easy management.

You can connect your Nationwide account to Emma and get a bird’s eye view of your spending habits, set manageable budgets and find new ways to save. If you have many bank accounts, Emma gives you a global view of how all your money moves.