When we look at our accounts each month, many of us are often a little shocked to see just how many monthly subscriptions we participate in — subscriptions for movies, clothes, food, and even razors. In this blog post...
Overdrafts are a form of debt, they allow you to borrow money through your current account. These should be used for short-term borrowing or emergencies only. Your bank, with your own agreement, should be able to...
Overdrafts are a form of debt, but they can’t be compared to credit card or personal loans. They are instant, flexible and most of all, easy. You need to use a completely different approach to tackle this problem...
The spiral of debt can be lethal and it’s something you should avoid at all costs. This happens when you are in debt and struggle to repay; which results in more fees, more debt and things get out of your hands...
When it comes down to debt and credit score, we are always navigating in a mess of terms and definitions. You might have heard of credit rating, report, but also statutory report. There are different ways you can get...
Today, we are interviewing Sara Williams. She writes on Debt Camel about how to get out of debt. If you are struggling and want to have more info about your situation, her insightful and educational website is what you...
Your credit score is the result of your financial footprint. This covers the past six years of your life and it’s fundamental in order to get any kind of loan. As we have recently covered, you can pay £2 to get...
Your credit score is the most important aspect of your personal finance. This will decide wether you will get a mortgage or not and influence any future outcome, if you are applying for a loan. It should be simple to...
This week we covered credit score and 5 facts you should know about it. We think this is a really fundamental topic, which everyone should be aware of. That’s why we are following up to our blog post by giving you...
Credit score is not a nightmare, but a reality. This is something we all share and have to go through at least once in our lifetime. If you still haven’t stumbled across the definition of credit score and why you...