Category - Debt

debt consolidation

Debt Consolidation Loans: What Are They?

Debt is defined as a sum of money that is owed by one party to another. If you have large amounts of debt, or you’re not managing debt repayments well, it can cause unnecessary complications and stress to your...

compare loans

This Big Guide Will Help You Compare Loans

There are many different types of loans. In this guide we’ll take you through each type of loan, helping you compare and understand the differences. What Is A Loan? A loan is a sum of money you borrow, with the...

improve your credit score

6 Tips To Improve Your Credit Score

Looking to improve your credit score? Credit scores are no longer just about whether or not you can take out a mortgage on a house, get yourself a credit card, or be approved for a personal loan. Nope, credit scores...

pay off debt

How To Pay Off Debt Fast With Low Income

Nobody likes the feeling of owing money. Having to pay off debt is something a lot of us face but few are properly prepared to tackle. These feelings can be further exacerbated by high-interest rates, loan service fees...

The different types of overdrafts

Overdrafts are a form of debt, they allow you to borrow money through your current account. These should be used for short-term borrowing or emergencies only. Your bank, with your own agreement, should be able to...

5 steps to clear your overdraft

Overdrafts are a form of debt, but they can’t be compared to credit card or personal loans. They are instant, flexible and most of all, easy. You need to use a completely different approach to tackle this problem...

handshake

Payday loans: why you should avoid them

The spiral of debt can be lethal and it’s something you should avoid at all costs. This happens when you are in debt and struggle to repay; which results in more fees, more debt and things get out of your hands...