We believe money should be simple for everyone

No matter who you are and where you come from, Emma provides the tools that can help you build peace of mind, establish healthy financial habits and achieve your goals

Smartphone on a light gray surface showing a financial app with balances for Everyday (£31,174.84), Savings, Investments (£5,080.95), Net Worth (£24,137.00), and Credit Score (580/710), plus recent transactions with Netflix (£9.99 monthly) and Amazon (£12.27 monthly).
Who we are

Founded by two computer scientists, Emma is looking to change the way people interact with their money.

Mission

Our mission is to empower millions of people to live a better and more fulfilling financial life.

Our story

It all started with a name, Emma

The founders of Emma wanted to create a tool that would empower people to take control of their financial lives. They chose the name "Emma" for its simplicity and reliability, reflecting their mission to build an intuitive, trustworthy app.

From the beginning, their goal was clear: to make managing money easier, more accessible, and empowering. They focused on providing users with the right tools to save, invest, and make smarter decisions. Today, Emma continues to grow, staying true to its mission of helping people take charge of their financial future.

Our investors

  • 5000+ crowdfunding investors
Milestones

Our journey of growth

From a simple budgeting app to suite of services to help you achieve your financial goals

  1. 2024

    • Multiplatform: Emma is going beyond the mobile app and is now accessible from the Web, iPad and Mac
    • Autosaves was launched to help customers create good financial habits with AI savings and roundups
  2. 2023

    • Rent reporting was launched to help customers boost their credit position with Equifax, Experian and TransUnion
    • Emma Pots were launched to allow customers to save and earn interest in Emma
  3. 2022

    • Emma launched its share-dealing product “Emma Invest” to make investing easy and accessible to everyone
  4. 2021

    • Networth was launched to empower customers to control all their financial life in one place
    • £3.1m was invested by 4,700 crowdfunding investors with the aim to build a “financial super app”
  5. 2020

    • £2m was invested by Connect Ventures
    • Emma Pay was launched to allow customers pay friends and transfer funds between their linked accounts
  6. 2019

    • Emma Pro was born introducing features such as custom categories and offline accounts
  7. 2018

    • Emma gained an AIS license with the FCA to leverage the power of Open Banking
    • The “Emma app” was launched on the market
    • £500k was raised from Aglaé and Kima Ventures
  8. 2017

    • The first line of code was written 🧸

Discover our transparent roadmap

See what we plan to build next and join our community to shape the future of Emma

Check roadmap

Our company values

Customers and innovation are at the heart of what we do

Integrity

We operate with honesty and transparency in everything we do, ensuring our users trust us to make informed financial decisions.

Customer-centricity

Our users are at the heart of everything we do, and we prioritise their needs, feedback, and success above all else.

Innovation

We are committed to continuously evolving and creating new solutions that meet the ever-changing needs of our customers.

Empowerment

We believe in empowering individuals to take control of their financial future through innovative tools and resources.

Build the future of finance with us

Passionate about what we do? Check out our careers page or join our community and be part of building something extraordinary!

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© 2026 Emma Technologies Ltd. All Rights Reserved.

Emma is registered and incorporated in England and Wales.

Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.

Data Protection Registration Number: ZA241546.

All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.