Downloads across UK, USA & Canada.
20k+
Reviews
Trusted by thousands, rated by real users.
3M+
Downloads
Download Emma and take control of your money.
4.7/5
Stars on App Store
Highly rated, loved by users.
10,000+
Banks supported
If it’s yours, Emma can track it.
“Emma, one of the most high-
profile of the apps”
Trusted by Industry Leaders, Loved by Users. Recognised as one of the best budgeting apps on iOS and Google Play.
“It’s a really clever tool for organizing your money, allowing you to manage it more efficiently and to ultimately save more.”
I managed to travel to Spain, to Andalusia, and that’s where my life changed. I fell in love with travelling. This trip definitely made me realize I didn’t want to live in Scotland any more, I wanted to travel. I’m currently using Emma to help me save up for a big trip around Asia.
Emily, 24 years old
Get startedSaving for a house deposit is not easy. One of the hardest parts of saving money has definitely been how daunting the overall deposit amount can seem. The temptation to use the money elsewhere is strong too.
Archie, 32 years old
Get started
Emma is built with bank-grade security and powered by secure financial connections. You control how your data is used, can revoke access at any time, and never need to share sensitive login details. Your information is encrypted, private, and always in your hands.
Your privacy is protected by data laws, ensuring only the minimum data necessary is shared through a secure digital process. Emma will never share your information without your consent.
With 256-bit TLS encryption and biometric login, your data stays secure. Authenticate easily using a password, PIN, fingerprint or face ID along with a mobile code or card reader.
I've been using Emma for years now and take truly transformed show I managed my money. The apps really simple to use and the recent updates have further improved the experience, offering even more features that help to organise my finances in to one place. The subscription model might not be for everyone, I find it reasonable for the xtra capabilities it unlocks. Emma continues to be a key part of my financial journey and I would recommend it to others.
Daniel JacksonNov 14, 2024
I really like that I can search through all transactions across all my bank accounts and credit cards. I also get to see my overall financial position quickly and accurately. The Emma support team are not usually needed but on the occasions where either I've messed up or think I've found a bug, they are really helpful and pleasant.
Stuart2 Aug 2024
I abouslty love the Emma app let's me keep track of my budget, reminds me days before that a upcoming subscription or a bill needs paying on that day it's a great app to use especially if you don't want to go through all the hassle to check through your online banking or app the Emma app makes it easier to find everything you need all in one place.
Lewis RichmondOct 7, 2024
I tried so many budgeting apps before I found Emma more than 5 years ago, but I haven’t looked back since. It has integrations with almost every bank you could need, and they keep adding useful features regularly. The budgeting and analysis tools are excellent, it’s so useful to be able to analyse finances for entire years and see where your money is going. Honestly it’s made a huge difference to my financial life and I recommend it to anyone who will listen.
BeynonDec 1, 2024
I’ve tried many different apps for family budget and Emma is clearly the most convenient to use and connect pretty much any bank on the street which was an essential requirement for me, plus you can still do offline accounts. Definitely 5 star!
VasiliyDec 8, 2024
Yes! Emma is free to use 😁 You'll only be charged if you subscribe to Emma Ultimate, Emma Pro or Emma Plus - you are not subscribed to Emma Ultimate, Pro or Plus automatically.
Emma offers upgrades called Emma Ultimate, Pro or Plus, which you can purchase inside of the app. We also make money from affiliate partners.
If you are interested in learning more about Emma Ultimate, Pro or Plus, please visit the link below:
You can use Emma on:
- Android
- iPhone
- iPad
- Web - this is currently in Beta and only available to premium customers
We are on a mission to improve everyone's financial wellbeing.
© 2026 Emma Technologies Ltd. All Rights Reserved.
Emma is registered and incorporated in England and Wales.
Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.
Data Protection Registration Number: ZA241546.
All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.
Resources: Cancel subscriptions, Who charged me, Budgeting.
