Track your finances & budget

Track all your accounts in one place and budget in the 21st century.

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Track spending and budgets in the Emma money management app
Track eating out spend
Track spend for education category

All your accounts in one place

Connect more than 10,000+ institutions in the US to see where your money goes.

Account totals in Emma: Everyday $31,174.84, Savings $5,080.95, Investments $24,137.00 and net worth $60,392.79, above Personal and Property account groups

Track & cancel wasteful subscriptions

Review all your bills at a glance, find and cancel old subscriptions and get weekly bill reminders to help you spend your money confidently.

Subscriptions in Emma: Amazon Prime $8.99, Disney+ $9.99, Netflix $7.99, Spotify $11.99 and Apple Music $10.99 with their next payment dates

Advance budgeting

Create a fully personalised budget that fit your lifestyle. Limit spending on your favourite brands, rollover unused amounts and use your daily allowance to help you stretch your income further.

Budget ring showing $2,190.00 left of $3,000.00, with Education ($210.00 left of $400.00) and Eating Out ($45.00 left of $400.00) category budgets

Insights that drive financial success

Dive into modern analytics designed to empower your financial wellbeing. Access detailed budget reports, track your savings and gain valuable insights to take control of your finance.

Summary of income ($3,000) and spending ($2,266) for the month, with the Family and Holidays categories below

Split transactions

Split your transactions to better track your spending in different budgeting categories.

An Amazon payment of $129.00 split into Groceries $58.00, Personal Care $11.90 and Shopping $59.10

Over 3 million downloads

We are on a mission to improve everyone's financial wellbeing.

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Emma is registered and incorporated in England and Wales.

Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.

Data Protection Registration Number: ZA241546.

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