cancel your car insurance

How To Cancel Your Car Insurance (Quick Guide)

There are many reasons why you might want to cancel your car insurance.

Maybe you have sold your car, declared it as SORN, or just renewed with another policy issuer.

But when it comes to insurance companies, cancelling policies and recurring payments has never been easy.

And car insurance is no exception.

So what’s the easiest way to go about cancelling your car insurance?

Required Information For Cancelling Your Policy

The quickest way to cancel your car insurance policy is usually to call the insurance company.

Cancellation procedures vary by provider. But whether you cancel by phone, online chat or email, you will need to provide the following information:

  • Your car insurance policy number & renewal date
  • The policy holder’s full name, date of birth & postcode
  • You car’s registration number

We have created specific guides for top car insurance providers so you can find out how the best way to reach them and cancel your policy in no time.

Car Insurance Cancellation Guides: Top Insurers

Click you car insurance provider below to get instructions on how to cancel:

If your car insurance company is not listed above, read on for more information on how to cancel your policy.

How To Cancel Your Car Insurance

As mentioned earlier, the best way to cancel your car insurance is most likely by reaching out to your insurance provider’s customer service team.

To contact your car insurance company about cancellation:

  1. Get your car insurance policy documents to hand.
  2. Call the insurance company.
  3. Ask to speak with a representative.
  4. Provide them with your policy number and contact details.
  5. Tell them you want to cancel your car insurance.
  6. They will explain any exit fees and might ask that you send back your certificate of motor insurance.

You can also ask them to change the date your car insurance renews, but if you fully cancel, make sure you understand the associated cost for cancelling your policy.

Car Insurance Cancellation Fees

There is a cooling off period when taking out a new car insurance policy.

This means you won’t be charged a cancellation fee if you cancel during this period. Even though you will have to pay for the days you were insured.

In the UK the legal minimum is 14 days, but in the US this varies across states.

If your car insurance policy has been active for longer than the cooling off period, you will likely face a a cancellation fee to cover the administration of policy, in addition to the pro-rata cost of your cover.


You can cancel a car insurance policy by simply calling your insurer or using their recommended procedure for cancellation.

Make sure to include the relevant documents and policyholder information in order to complete the process as quickly and efficiently as possible.

You can also refer to our cancellation directory for information on how to cancel various recurring payments including bills and subscriptions.