Join 1,600,000+
Happy customers in UK, USA & Canada.
Starts on app store
“Emma, one of the most high-profile of the apps,”
“New app to help you save up to £600 a year”
“Millennials and the smartphone savings revolution”
Awarded as:
“It’s a really clever tool for organizing your money, allowing you to manage it more efficiently and to ultimately save more.”
Charlie Barton
Publisher @ Finder
Read our customer success stories
See what real people have to say

Emma helped me save up for my first solo trip

I managed to travel to Spain, to Andalusia, and that’s where my life changed. I fell in love with travelling. This trip definitely made me realize I didn’t want to live in Scotland any more, I wanted to travel. I’m currently using Emma to help me save up for a big trip around Asia

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Emma has been amazing for helping me save

Saving for a house deposit is not easy. One of the hardest parts of saving money has definitely been how daunting the overall deposit amount can seem. The temptation to use the money elsewhere is strong too.

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Supercharge your financial future
Happy customers in UK, USA & Canada.
Banks supported
AER on your savings
International stocks
See what others say
We have been working with clients around the world
gje2403, 28/01/2020
Great for budgeting and now also investing
I am using the app since about 3 or 4 years and do all my costs and spent categorisation in it. Recently they added investing and I bought a few Tesla stocks and could easily do it and also immediately withdraw unused money back to my bank account. 10/10 recommend it, especially for budgeting
mccollal, 20/11/2021
Such a friend/companion
This app is amazing. I love how secure it is - the app asks you to reconfirm your bank accounts by authenticating yourself every few months or so. It brings together so many features and functionality that have assisted me in my quest to becoming financially literate and responsible. Thank you Emma for you do look out for me and mine.
Djnxhsbdhxhxbd, 02/07/2021
Life changer
Before I downloaded Emma I was regularly going overdrawn but with Emma I’ve been able to keep an eye on my finances really easily and at a glance can see when I need to tighten my belt. I particularly like the feature that tells me what I’m committed to spending that month and so I now how much money I have left to spend. It’s made a huge difference to my finances and I’m starting to save money instead of going over! 😊

End-to-end security

Get peace of mind with our strong security systems and trusted partners

Your money is protected
Emma reads your data via Open Banking and doesn't have any permissions to move, transfer or charge your accounts.
Data privacy
We never share your data with any other parties without your consent.
Tech that keeps you safe
We support face & fingerprint ID and use 256-bit TLS encryption.