Switch to Emma, the better Moneyhub alternative

Moneyhub is closing, but your financial control doesn’t have to stop. With Emma, you get powerful budgeting tools, net worth tracking, and tailored insights - all in one app.

Guide to switch from MoneyHub
Emma vs Moneyhub:
Breaking it down
Feature
60+ Bank Connections
Limited
Personalised Reports & Insights
Net Worth Tracking
Offline Assets (Including Crypto)
24/7 Customer Support
Budgeting & Expense Tracking
Investment Tracking
Rent Reporting to Boost Credit Score
Mobile & Web Access
Spaces
Group
Our key features
Tracking
Stay on top of your spending with real-time transaction tracking.
Rent reporting
Boost your credit position by reporting rent payments effortlessly.
Net worth
Track your assets, liabilities, and investments in one place.
Groups
Manage shared expenses with friends, family, or housemates.
Spaces
Create custom budgeting categories and saving pots.
Analytics
Get tailored insights into your spending habits.
See what others say
Frequently asked questions
Is Emma App free?
Yes! Emma is free to use 😁 You'll only be charged if you subscribe to Emma Ultimate, Emma Pro or Emma Plus - you are not subscribed to Emma Ultimate, Pro or Plus automatically.
Why does Emma cost more than Moneyhub?
Emma offers a generous free plan, but our premium subscriptions may cost more — and here’s why. Unlike other apps, we never sell your data. Instead, we invest in features that actually help you take control of your money. With Emma, you get advanced budgeting tools, automatic subscription tracking, cashback rewards, and even rent reporting to help build your credit score. You’re not just paying for access — you’re investing in your financial wellbeing.
Can I migrate from Moneyhub to Emma?
While there’s no direct migration tool, you can easily reconnect your bank accounts in Emma within minutes. Once set up, Emma helps you build a new, smarter overview of your finances with minimal effort.
How is my money protected / safeguarded?
The Emma app can help across different areas of your personal finances. You can use Emma to set more money aside, budget your spending and savings or manage your investments. Each of these offerings represents different financial products, and each of them comes with specific regulations designed to help if something goes wrong.

Learn more about how safe Emma is and how your money is protected
Can I track subscriptions with Emma?
Yes — Emma automatically detects and tracks all your recurring payments like Netflix, Spotify, gym memberships, and more. You’ll know exactly what’s coming out and when.
Learn more
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We are on a mission to improve everyone's financial wellbeing.