cashback in UK

The Best Cashback Sites In The UK

If you like a bargain, then you’re going to love cashback sites. 

Cashback sites are a great way to earn money back on items you’re already planning on buying, from everyday items to bigger purchases like car insurance. Use them properly and there’s the potential to end up saving hundreds of pounds a year on your shopping. 

Let’s take a look at how cashback sites work, and which are the UK’s best sites and apps. 

What Is Cashback? 

When you buy something through a cashback site, the company will reward you for shopping with them by refunding you a small % of the purchase price. 

The amount of money you can get refunded as cashback depends on what you’re buying, how much it costs, the current offers and which cashback site you have chosen to use. 

Some cashback sites offer as little as 1%, whilst more generous offers may reward you with up to 10% of the price back.

Cashback sites use this as an incentive for you to shop with them, instead of shopping directly with the seller, or through another retailer. 

You Can Get Cashback For: 

The list of items available on cashback is never ending. Here are a couple of the most popular things bought through cashback sites. 

  • Insurance 
  • Household Bills
  • Beauty
  • Fashion
  • Mobile Phones
  • Holidays 

While it’s nice to get a few pounds back for spending on everyday items like beauty and fashion, it’s the larger items that can really make a difference. 

You could earn hundreds of pounds a year by signing up to new household bills, or yearly insurance plans via cashback sites.  It is for this reason that you should make a habit of checking all the cashback sites before you make any big purchases or lock yourself into any sizable contracts. 

Best Cashback Sites In The UK: 

We’re now going to round up our five favourite cashback sites in the UK.  

Quidco 

The first on our list of the best cashback sites in the UK is Quidco. Quidco partners with over 4,500 different retailers to offer you money back every time you shop. Brands include O2, EE, Very, eBay, and even Just Eat. 

Quidco also has a “hottest offers” section, which features exclusive deals and increased cashback offers – up to 10% back on big name brands like Bose and Harvey Nichols. 

To use Quidco, browse through the list of different brands, click through to the brands website and shop as normal. Once you’ve made a payment, Quidco will send you the cashback. You can then transfer the money to your bank account, to your PayPal account or even redeem it through an Amazon Gift card. 

For £1 a month you can access even better cashback deals and bigger rewards through the Quidco Premium scheme. Your cashback is also processed quicker, and you’re given priority customer support. 

Topcashback 

Topcashback describe themselves as the UK’s #1 cashback site. They work with over 5,000 different retailers to help you get money back when you shop online. Brands range from ASOS and Topshop, Booking.com to Wilkos and Etsy. 

Topcashback also has a comparison section on their site for broadband and insurance policies. You can compare the different deals, and then see which offer cashback on top. 

Topcashback is super easy to use. Again, all you have to do is search for the brand, shop through their site and wait for the cashback to appear on your account. Once the retailer is sure that you’re not going to return the product, you’ll be able to withdraw the funds. 

Similar to Quidco, you can withdraw your money by sending it to your bank account, Paypal or as a gift card. If you choose to redeem the cashback through a gift card you might be eligible for an extra 20% bonus on your balance. 

If you’re looking for cashback that can be accessed in-store then Topcashback also has a feature called OnCard. Register your debit or credit card, select the offer you want to use and then shop in store using the activated card. 

Emma 

Yeah that’s right, we couldn’t write an article about the best UK cashback sites without tooting our own horn! 

Emma has an incredible selection of rewards and cashback offers built into our app.

Head to the “More” tab and then click through to Rewards. From here you’ll find deals across beauty, fashion, food and tech, some with as much as 10% cashback on offer! 

Click on a brand that takes your fancy and we’ll direct you to their website. Anything you purchase will then be linked with your Emma account so your rewards will show up in one place. You can then withdraw the money by sending it straight to your PayPal account. 

Saving money doesn’t get much easier than that! 

best uk cashback

Airtime Rewards

Airtime Rewards is slightly different from the other cashback sites mentioned here. 

To start with, they’re only available on a mobile app. You can download the app for free on Google Play or the App Store. 

Once you’ve downloaded the app, you link all your debit or credit cards to your account. Every time you spend in store, or online, the app will scan through the list of available retailers and automatically reward you with cashback. There’s a wide range of brands you can choose from, across fashion, beauty, fitness and homewares. 

The second slight difference with Airtime Rewards is that the money you receive in cashback can then be used to pay your phone bill. Currently this works with the biggest networks in the UK – EE, Giff Gaff, O2, Three and Vodafone. 

Join the convo around Airtime Rewards on the Emma Community. 

Swagbucks

Last on our list of the best cashback sites in the UK we have Swagbucks. 

Swagbucks works by rewarding their members with gift cards and cash simply for the everyday things they do online. 

Once you’ve signed up, you start earning points by completing tasks. Tasks could be shopping online, watching a video, searching the web and answering surveys. Their most popular cashback brands are listed online as Argos, Bose, Pretty Little Thing and Aviva. 

The money you’ve earned can then be redeemed through gift cards, for retailers like Amazon and M&S or you can choose for the money to be deposited into your PayPal account. 

Another way you can earn money for spending is with your credit card. Find out which type of credit cards come with special bonuses and rewards like cashback. 

Summary 

Whichever site you decide to use, cashback is a super simple method of saving money on items you’re already planning to buy.  Make sure you explore each of the options listed so you never miss out on free money again! 

Most of these sites also have refer-a-friend schemes, so if you’re enjoying saving money, remember that these can also help you make money! 

Emma is a money management app that connects all your bank accounts to track your monthly spending and subscriptions. Emma will help you visualise and take control of your finances. Make sure you aren’t overspending, and show you practical steps to start budgeting effectively.

Rebekah May

I'm Bekki and I'm the Junior Marketing Manager at Emma. I'm a foodie-loving Londoner who likes nothing more than helping people with their finances!