Blog

chevron

Banking

chevron

How do I open a bank account with Santander UK?

FEATURED ARTICLE
How do I open a bank account with Santander UK?
Profile image of blog author: Edoardo Moreni

Edoardo Moreni

July 22, 2023 2 min read

Santander UK, a reputable bank with a wide range of financial products, offers various account options to suit your needs. If you're considering opening an account with Santander UK, this step-by-step guide will walk you through the process, making it simple and hassle-free.

  1. Check Eligibility: Ensure you meet the necessary requirements to open a bank account with Santander UK. Typically, you need to be at least 18 years old and a resident of the UK. Some accounts might have additional eligibility criteria.
  2. Choose the Account Type: Determine which type of account you want to open with Santander UK. They offer various options, including current accounts, savings accounts, and specialized accounts.
  3. Gather Required Documents: Prepare the necessary documents to complete the application process. Commonly required documents include:
    • Proof of identity (passport, driver's license, or national ID card).
    • Proof of address (utility bill, bank statement, or council tax bill).
    • Proof of income (payslips or tax documents) if applicable.
  4. Apply Online or In-Person: You can either apply online through Santander's website or visit a local branch in person to open an account. Online applications are typically more convenient and can be done from the comfort of your home.
  5. Complete the Application: Fill out the required information in the application form accurately. Double-check all the details before submitting the form.
  6. Verification Process: Santander will review your application and may require further verification of your identity and address. This might involve sending copies of your documents or visiting a branch in person with the original documents.
  7. Wait for Approval: After submitting your application and completing the verification process, you will need to wait for Santander's approval. This usually takes a few working days.
  8. Receive Account Details: Once your application is approved, you'll receive your account details, including the account number and sort code.
  9. Activate Your Account: Follow any instructions provided by Santander to activate your account, such as setting up online banking or activating your debit card.

Remember that different types of accounts may have varying requirements and features, so it's a good idea to explore Santander UK's website or contact their customer service for specific details regarding the type of account you wish to open.

If you're looking to take charge of your finances and make well-informed money decisions, the Emma app is here to help. Seamlessly integrated with Santander accounts, Emma offers an intuitive and comprehensive platform for tracking transactions, setting budgets, and gaining real-time insights into your financial health.

By combining the power of the Emma app with your newly opened Santander account, you can effortlessly manage your spending, boost your savings, and work towards long-term financial goals. Don't miss this chance to embark on a journey towards financial empowerment and security. Take control of your finances today with the Emma app and start building a brighter financial future.

Happy budgeting!

You may also like

Check out these related blog posts for more tips
Download on the App Store buttonDownload on the App Store buttonDownload on the App Store buttonDownload on the App Store button

Join 2 million happy customers

We are on a misssion to improve everyone's financial wellbeing.

Download on the App Store button
Get it on Google Play Store button
Emma logo
Facebook logoTiktok logoTwitter / X logoInstagram logo

© 2025 Emma Technologies Ltd. All Rights Reserved.

Emma is registered and incorporated in England and Wales.

Emma Technologies Ltd is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 775330).

Payment services (Non MIFID or Deposit related products) for Emma Technologies Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). For more detail on how your money is protected please see here. You can also find Currency Cloud's Terms of Use here.

Emma Technologies Ltd is an Introducer Appointed Representative of Quint Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 669450). Emma Technologies Ltd is not a lender. Emma Technologies Ltd introduces customers to Monevo Limited who is a licensed credit broker.

Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services.

Financial Conduct Authority Reg Nr: 794952.
Company Registration Number: 10578464.
Data Protection Registration Number: ZA241546.

All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.