So you are looking to purchase a new home, congratulations! Before you start touring houses you need to know just how much you can afford and what kind of mortgage you will be looking at. Obtaining a mortgage can be a...
An overdraft can be an easy way of borrowing money in the short term, but it’s not necessarily the best way. If you want to get out of your overdraft, follow these five essential tips. What is an overdraft? An...
Paying off your credit card quickly will save you money in interest and will help keep your credit score in good shape. Here are five tips that’ll help you pay off your credit card more quickly. 1. Don’t just...
It’s vital that you know how to use a credit card properly. If you’re not careful, your credit card could end up costing you. Use them responsibly and you’ll build a good credit history, misuse them and you could end up...
Debt is defined as a sum of money that is owed by one party to another. If you have large amounts of debt, or you’re not managing debt repayments well, it can cause unnecessary complications and stress to your...
There are many different types of loans. In this guide we’ll take you through each type of loan, helping you compare and understand the differences. What Is A Loan? A loan is a sum of money you borrow, with the...
The UK government recently introduced policy to help borrowers with reduced income throughout the coronavirus outbreak: the mortgage payment holiday. Homeowners con now contact their lenders to apply for a 3-month...
Looking to improve your credit score? Credit scores are no longer just about whether or not you can take out a mortgage on a house, get yourself a credit card, or be approved for a personal loan. Nope, credit scores...
It is never easy to pay off a student loan. Many postgraduate college students are burdened by tens of thousands or even hundreds of thousands of dollars of debt. And the numbers are a little scary. Consider this...
Nobody likes the feeling of owing money. Having to pay off debt is something a lot of us face but few are properly prepared to tackle. These feelings can be further exacerbated by high-interest rates, loan service fees...