Want to know how to save money with the Emma app? We’ve listed 10 ways our UK users can save big. From cutting the cost of broadband to finding the best deals on home insurance, we’ll show you how easy Emma makes it to save those hard-earned pennies!
1. Switch Your Broadband
There are lots of reasons why you might consider switching to a better broadband service.
Perhaps you’re currently experiencing poor broadband performance? Maybe you’re not happy with the levels of customer service you’re receiving? Or, you might just be looking for a better value deal.
Luckily, switching broadband has never been easier.
If you’re interested in comparing broadband deals, all you need to do is visit the Save Money tab in Emma. Just click on the broadband button, and enter your postcode. You’ll then be directed to a list of broadband deals from a wide range of providers.
You can browse through the list of providers, the monthly fees, average speed, and contract length, or you can click on each deal to view more details. You can even use the filter to drill down into your specific requirements, like minimum speed and length of the contract.
Once you’ve found a deal that suits you, click on “visit now” to complete the switch. Your new provider will then arrange the transfer for you, as well as letting your old provider know that you have switched deals.
Here’s to speedy, value for money, internet!
2. Save On Your Energy Bills
If you’ve never switched energy suppliers, or you haven’t in over a year or so, then you could be missing out.
Switching energy providers is one of the easiest ways to save money. By comparing energy offers in Emma, you could save hundreds of pounds on the cost of your annual gas and electricity bill.
You could also switch to a better service. That means better customer service, more accurate billing, and an all round more pleasant experience.
If you’re interested in doing your bit for the environment, switching to a green energy deal can not only save you money, but it’ll also help cut your carbon footprint.
Visit the Save Money tab in Emma to see how much you could save by switching.
After clicking on the Energy button, you’ll be sent to a short questionnaire. You’ll be required to fill in information about your address, the type of energy you’re looking for, current supplier information, and how you prefer to pay for your energy.
Filling out this information helps to provide you with a more accurate quote. You can then compare deals from different providers, looking at the estimated monthly cost, early exit fees, and yearly savings to determine which offer is worth switching deals for.
All you need to do is choose the best deal and the energy suppliers will take care of the rest.
Find out more about switching energy providers with Emma here.
3. Compare Loans
A personal loan is an unsecured loan with a fixed interest rate that can be used to purchase big ticket items, or to consolidate debt. Getting a personal loan is really only a good idea if you purchase something that you plan to repay in less than five years.
Debt, or credit card, consolidation is one of the most popular reasons for taking out a loan, and doing so can actually save you money.
The first reason is that you can pay off existing high-interest loans with a lower interest personal loan. You can also combine different types of existing debt into one single personal loan to make it much easier to manage your debt repayments.
For more information on the different types of loans, read our ultimate guide to loans.
If you’re considering taking out a new loan, visit the Save Money tab in Emma. Getting a quote does not impact your credit score and could help you manage your money much more effectively.
Click on the “Loan” button and then enter how much you’d like to borrow. Enter the loan length, and what the loan is for. Fill in a few details about yourself, your home, previous address details, your employment, and your big monthly expenses. Once this information has been provided, the details will be analysed and you’ll receive a quote.
4. Get Cheaper Car Insurance
If your car insurance is soon up for renewal, now is the time to begin thinking about whether you could be getting a better deal.
Accepting your insurers renewal quote may be the easy option, but switching to a different car insurance policy isn’t difficult. In fact, you can find a better deal and switch in a matter of minutes. Doing so could result in big savings, better service and added benefits like free roadside assistance!
If now is the time to reconsider your car insurance policy, visit the Save Money tab in Emma, and click on Car Insurance. From there you’ll be directed to a car insurance comparison site, where you can get a quote in 5 minutes.
You’ll need to provide your car registration, car ownership details, driver information, and details about the type of cover you’ll need. Make sure you fill out this information as accurately as possible – it’ll help make sure you get a quote that is best suited to you and your driving needs!
5. Compare Pet Insurance
Similar to car insurance, you can also save money with the Emma app by comparing pet insurance quotes.
Visit the Save Money tab, and click on pet insurance. You’ll need to answer a few questions about your pets, the cover you require, and information about yourself. Once that has been completed, you’ll be able to start comparing rates from a selection of trusted pet insurance companies.
6. Choose The Best Life Insurance
When you buy life insurance you enter into a policy with the provider that says they will payout a set amount of money upon your death.
Picking the correct life insurance policy is therefore key to ensuring your family are protected in the event of your death. The insurance money that is paid to your family can then be used to pay for everyday items like mortgage repayments, household bills, or childcare. Choose the wrong type of life insurance and the amount paid out might not be enough for your family to rely on.
Buying life insurance in your 20s and 30s is also a good way to save a bit of money. This is because the cost of life insurance rises as you get older – insurers consider you more likely to make a claim when you’re older, so they hike the prices!
Again, if you’re thinking now is the right time to explore taking out a life insurance policy, visit the Save Money tab in Emma. You can save money with the Emma app by comparing different life insurance quotes, in under 3 minutes.
7. Review Your Home Insurance
And not forgetting another vital type of insurance; home insurance.
If something were to happen to your home, or the contents inside, having home insurance could save you huge amounts of money. Without it, you would be left to pay for any structural damage, maintenance work, or replacement of goods after theft. All things that don’t come cheap!
To see how much home insurance would cost you, visit the Save Money tab and click through to Home Insurance. Fill in a few details and compare buildings and contents insurance from over 60 different providers.
For more information about the different types of car, pet, life, and home insurance, click through to this article.
8. Save On Sim Deals
When it comes to your phone, getting a sim only deal tends to work out cheaper than contract agreements. This is partly because you can either keep your existing phone, or you can search around for the best deals on buying a new phone outright.
Choosing a sim only deal over a contract therefore means your monthly bills are generally lower. There’s also less commitment, greater freedom around which network to go with, and you can sign up without a credit check.
To compare sim deals in Emma, open the Save Money tab, and click on Sim deals. You’ll be directed to a page that shows a wide range of different deals. Use the filter to refine which networks, price brackets, data allowances, and contract lengths you want to view.
In just minutes you could have a new sim deal. Money-saving has never been so easy.
9. Cut Costs With Credit Cards
When it comes to credit cards, your first thought might not be that they can be used to help you save money. But in fact, when used properly, credit cards can be a great way to reduce costs in the long run.
If you repay your credit cards in full each month, you’ll never have to pay any money toward high interest. You can then enjoy added benefits like access to rewards, cashback, or lower costs for spending money abroad.
If you have debt across various credit cards, you could look into getting a balance transfer credit card. This type of card lets you transfer existing debt onto a card which has a lower rate of interest. This will help save you a large amount of money in interest payments each year.
For more information on types of credit cards, check out our guide to credit cards here.
If you think that getting a credit card will help you save money, visit the Save Money tab in Emma. You’ll be asked to fill in some information about yourself, your address, your previous address, your income, and your expenses. We’ll then be able to provide you with a quote that best fits your situation. Browse through each of the offers and click “get deal” to continue with the application process.
10. Make The Most Of Cashback
Cashback is a fabulous way to earn money back on items you’re already planning on buying.
You can receive cashback from a whole host of big brands, across fashion, food, tech, beauty and entertainment – with some brands offering huge discounts daily.
To earn cashback with Emma, simply head to the Save Money tab and scroll through the list of brands we’ve partnered with. You’ll see brands like Currys PC World, The Body Shop, Boots, Simply Cook, Audible and many, many more.
Once you’ve found a brand you’d like to shop with, we’ll direct you to their website. From there we will be able to track what items you’ve purchased, crediting your Emma account with any cashback gained.
Using cashback is one of the easiest ways to reduce your spending. Make sure you check it out today!
Want to see which cashback brands we’ve been lusting over lately?
There are lots of ways you can save money with the Emma app. If you have any questions about using any of these features, feel free to drop us a message on Instagram or Twitter. You can even reach out to our in-app live chat, where someone will be ready and waiting to answer all your questions!