The savings app that works for you

Reach your goals with Autosaves and earn up to 3.67% AER (variable), depending on your pot and plan. Eligible deposits are FSCS protected.

Get started
Emma app showing savings pots with interest rates and total balance saved
Saving categorySaving category: ChristmasEarned Interest
Saving goals

Your money is protected

Eligible deposits in Easy Access and Cash ISA Pots are FSCS protected up to £360,000, with up to £120,000 at each of HSBC, Santander and Lloyds.

Get started
User interface displaying an Easy Access Pot with a balance of £932.00, featuring icons for withdrawal times, and buttons labeled Withdraw and Deposit.Emma app confirming FSCS protection of savings up to £360,000 in Easy Access Pots

Your money is protected

Eligible deposits in Easy Access and Cash ISA Pots are FSCS protected up to £360,000, with up to £120,000 at each of HSBC, Santander and Lloyds.

Get started
Get started

Multiple saving pots that work for your goals

Create unlimited savings pots, track savings progress and earn interest up to 3.67% AER (variable) with FSCS protection up to £360,000 in Easy Access and Cash ISA Pots.

Get started

Multiple saving pots that work for your goals

Create unlimited savings pots, track savings progress and earn interest up to 3.67% AER (variable) with FSCS protection up to £360,000 in Easy Access and Cash ISA Pots.

Get started
Saving pots that work for your goals: Ibiza trip planSaving pot for a weddingEmma app displaying multiple savings pots with interest rates and individual progress barsEmma app displaying multiple savings pots with interest rates and individual progress barsEmma app displaying multiple savings pots with interest rates and individual progress bars
Get started

Flexibility that matches your savings needs

Choose pots with different variable interest rates. Withdraw from Easy Access and Cash ISA Pots by the next working day, or earn more with 45 days' notice. Eligible deposits are FSCS protected.

Get started
Emma app interface showing different savings pot options with withdrawal timelines
Cash ISA Pot sign with text stating it is a flexible Cash ISA allowing saving up to £20,000 a year tax-free, featuring the FSCS logo.Text reading '45-Day Notice Pot' in bold with subtext 'Earn higher interest by locking your funds for longer' and an FSCS logo.

Flexibility that matches your savings needs

Choose pots with different variable interest rates. Withdraw from Easy Access and Cash ISA Pots by the next working day, or earn more with 45 days' notice. Eligible deposits are FSCS protected.

Get started
Get started
Save with ease
Discover our 3 Autosave options. Combine them for ultimate saving power!
Autosave: custom deposit
Custom deposit
Set a recurring savings amount to consistently grow your pots and build your balance effortlessly.
Emma app tracking round-up savings from everyday transactions
Round ups
The smart feature that saves your spare change every time you spend.
Emma app AI savings feature suggesting automated deposits based on user spending habits
AI saving
Save without lifting a finger. Our AI calculates the perfect amount to add to your pots ensuring it won’t disrupt your expenses.
Over 3 million downloads
We are on a mission to improve everyone's financial wellbeing.
Download on the
App Store
GET IT ON
Google Play

© 2026 Emma Technologies Ltd. All Rights Reserved.

Emma is registered and incorporated in England and Wales.

Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.

Emma Technologies Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 794952). Emma Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1042167) for investment services and consumer credit activities, including credit broking and credit information services. Emma Technologies Ltd acts as a credit broker, not a lender, and may receive a commission from lenders for introducing you to them.

Data Protection Registration Number: ZA241546.

All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

Resources: Cancel subscriptions, Cashback offers, Who charged me, Rent Reporting, Budgeting, Emma vs Moneyhub.

Featured cashback offers: SimplyCook, Audible, M&S Homeware.

Scan the QR code

Find us on the store

Download Emma today and take control of your financial life.

GET IT ON
Google Play
Download on the
App Store