Track your finance & budget

Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century.

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Track spending and budgets in the Emma money management app
Track eating out spend
Track spend for education category

All your accounts in one place

Connect more than 50+ banks in the UK to see where your money goes.

Emma app displaying connected UK bank accounts in a single dashboard

Track & cancel wasteful subscriptions

Review all your bills at a glance, find and cancel old subscriptions and get weekly bill reminders to help you spend your money confidently.

Recurring payment: PureGym, £26.99 on 4 Dec
Recurring payment: Spotify, £11.99 on 29 Nov
Recurring payment: Netflix, £10.99 on 15 Nov
Emma app automatically identifying recurring subscriptions and giving cancel options
Emma app automatically identifying recurring subscriptions and giving cancel options

Advance budgeting

Create a fully personalised budget that fit your lifestyle. Limit spending on your favourite brands, rollover unused amounts and use your daily allowance to help you stretch your income further.

Emma budgeting tool showing spending limits and remaining daily allowance
Education budget: £190 spent, £210 left of £400
Eating out budget: £124 spent, £45 left of £400

Insights that drive financial success

Dive into modern analytics designed to empower your financial wellbeing. Access detailed budget reports, track your savings and gain valuable insights to take control of your finance.

Emma app showing financial insights and monthly spending trends in a visual report

Over 3 million downloads

We are on a mission to improve everyone's financial wellbeing.

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© 2026 Emma Technologies Ltd. All Rights Reserved.

Emma is registered and incorporated in England and Wales.

Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.

Emma Technologies Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 794952). Emma Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1042167) for investment services and consumer credit activities, including credit broking and credit information services. Emma Technologies Ltd acts as a credit broker, not a lender, and may receive a commission from lenders for introducing you to them.

Data Protection Registration Number: ZA241546.

All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.