Support your team's financial wellbeing with Emma

Offer Ultimate as a workplace benefit to help employees build credit, save money, and make smarter financial decisions every single day.

Emma app: budgeting overview and spending progress

Why financial literacy matters to your business

Financial stress
49%
of UK employees do not feel confident dealing with their everyday money.
Help your team feel more secure and focused with tools that boost financial confidence.
LCP Employee Wellbeing Report 2024
Productivity
52%
of employees say financial stress impacts their performance.
Less money anxiety
 – more engagement, focus, and output.
LCP Employee Wellbeing Report 2024
Retention
36%
of financially stressed employees are looking for a new job compared to just 18% of those who aren’t.
Offer a benefit they’ll use, and a reason to stay.
PwC Employee Financial Wellness Survey
Help wanted
68%
of those whose employer offers financial wellness resources have used them.
Emma empowers your team with control, and improves wellbeing and culture.
PwC Employee Financial Wellness Survey
Hear from the people using Emma every day
Affordable support. Meaningful impact.
Support your employees with Emma Ultimate from just £6.99/mo per person, with no setup fees and no payroll integration.
Simply add the number of employees and start your checkout!
Choose between 5-300
£83.99
Individual/yr
£124.99/yr
£83.99
Total/yr
Save £124.99/yr
Buy now
Not ready yet?
Book a demo
Everything your team needs to take control of their finances, in one app
Give your employees the tools to budget smarter, build credit, save automatically, and invest, all in one seamless experience.
Budgeting

Smart Budgeting & Planning

Smart budgeting tools to set limits, track categories, and plan spending with clarity.
Emma budgeting dashboard displaying spending categories and limits
Tracking

Account Aggregation & Net Worth Tracking

Connect all financial accounts in one place to see a real-time picture of your money and progress.
Emma savings goal tracker showing progress towards a savings target
Subscriptions

Subscription & Bill Tracking

Spot recurring charges and eliminate wasteful spending automatically.
Emma app showing calculated daily allowance based on upcoming bills
Credit

Credit Building & Financial Health

Tools to monitor and improve credit scores, empowering long-term financial confidence.
Emma app allowing users to set custom budgets for merchants like Wizz air and Rynair
Savings & Investments

Automated Savings, Goals & Investing

Set savings goals, build emergency pots, or start investing when ready, all within one easy flow.
Emma app showing budget rollover from previous month
Budgeting

Smart Budgeting & Planning

Smart budgeting tools to set limits, track categories, and plan spending with clarity.
Tracking

Account Aggregation & Net Worth Tracking

Connect all financial accounts in one place to see a real-time picture of your money and progress.
Subscriptions

Subscription & Bill Tracking

Spot recurring charges and eliminate wasteful spending automatically.
Credit

Credit Building & Financial Health

Tools to monitor and improve credit scores, empowering long-term financial confidence.
Savings & Investments

Automated Savings, Goals & Investing

Set savings goals, build emergency pots, or start investing when ready, all within one easy flow.
Hear from the people using Emma every day
When you activate Emma for your team, you’ll be able to:
Add your employees and instantly grant them access to Emma Ultimate
Use our ready-to-share launch kit and templates to drive adoption
Access engagement resources to promote savings, budgeting, and financial confidence
Track usage and impact through your admin dashboard
Simply add the number of employees and start your checkout!
Choose between 5-300
£83.99
Individual/yr
£124.99/yr
£83.99
Total/yr
Save £124.99/yr
Buy now
Not ready yet?
Book a demo
Frequently asked questions
What is Emma?
Emma is a financial wellbeing app that helps people take control of their money. It brings together budgeting, spending insights, account aggregation, credit tracking, subscription management, and investing, all in one simple experience.

With Emma, your team can manage their entire financial life from a single app and make smarter decisions every day.
What is Emma Ultimate, and what do employees get access to?
Emma Ultimate is our highest-tier plan, unlocking all of Emma’s features in one place. It includes budgeting tools, spending analytics, account aggregation, subscription tracking, credit building, savings goals, and investing, all in a single app experience.
What’s the difference between purchasing Emma as an individual versus through an employer plan?
When you purchase Emma Ultimate for your team (starting from 5 employees), each person receives access to the same premium features available in an individual plan. This includes budgeting tools, real-time spending insights, credit building, subscription tracking, and investment monitoring.

What makes the employer plan different is the additional support provided to help you roll out and manage the benefit at scale.

With Emma for Employers, you'll also get:
  • Access to the Emma Partner Portal to manage team access and monitor activation
  • Ready-to-use onboarding resources, including email templates and in-app messaging
  • Priority customer support to ensure a smooth rollout
  • Optional engagement reporting to understand usage across your team
How much does it cost?
Pricing is based on team size, starting from £83.99 per user per year. You can use our pricing calculator above to get an instant estimate.
Is there a minimum team size?
Yes, we currently support teams of 5 or more employees through our self-serve portal.
There’s no upper limit, and we can accommodate larger groups as needed.
Do we need to integrate this with payroll?
No. There’s no technical setup or payroll integration required. You simply choose your team size, complete checkout, and we’ll help you onboard employees via email.
How do employees get access once we sign up?
You’ll receive access to the Partner Portal, where you can upload eligible employees. We’ll handle the rest, including activation emails, launch templates, and engagement tips.
Is employee data private and secure?
Yes. Emma is FCA-registered and uses bank-grade encryption. Employee financial data is never shared with employers or third parties.
Can I try it before purchasing for my team?
Yes, we can arrange a 14-day trial for a small group. Just fill out the contact form to get started.
Can I customise the plan or add more seats later?
Yes, you can increase your seat count at any time. Volume discounts are available for larger teams.
Does Emma offer reporting or usage analytics?
We provide basic adoption insights (e.g. how many employees activated their accounts). Full analytics coming soon.
Join 2 million happy customers
We are on a mission to improve everyone's financial wellbeing.