Buy Fair Isaac
Amount
Latest price
$1.42K
(£1.00 = $1.348)
Number of shares (est.)
0
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Metrics
Market Cap
$34.178B
P/E ratio
55.70
EPS
$25.562
Beta
1.34
Dividend rate
N/A
Dividend yield
N/A
About
Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.
CEO
Mr. William J. (Will) Lansing, J.D.
Employees
3,586
Sector
Services
Company HQ
BOZEMAN, United States of America
Website
News
Fair Isaac: Market Fears Are Overblown, The Moat Remains
Fair Isaac remains the backbone of U.S. consumer credit scoring with a 90% share in lending decisions and a near-exclusive status in mortgage securitizations despite recent FHFA changes. Investor fears over VantageScore adoption are overstated; while cheaper upfront, its lack of history leads to higher spreads and total funding costs. Q3 2025 results underline the strength of the Scores business, with revenues up +34% y/y driven by mortgage and auto loan originations.
Fair Isaac: I Am Buying Again Despite The Negative News (Rating Upgrade)
Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and just half of mortgages are sold to the GSEs. FICO's moat is built around the network effects of being the industry standard.
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