What else should I know about the Emma Stocks & Shares ISA ?
Yes, it’s a “Flexible ISA”
Withdraw money and replace it within the same tax year, without eating into your annual ISA allowance.
You are responsible for monitoring your own ISA allowance to ensure that your deposits and withdrawals remain within HMRC limits for the tax year.
Who can open an account
You must be aged 18 or over, live in the United Kingdom, and hold a valid UK bank account in your own name.
US citizens and residents of the Channel Islands are not eligible.
From the 2024/2025 tax year, you can open more than one Stocks & shares ISA in a tax year.
Tax information
No Capital Gains or Income Tax on returns. ISA allowance applies, you can invest up to £20,000 per tax year across all your ISAs.
Tax treatment depends on your personal circumstances and is subject tochange in the future.
