emma: the best budgeting app

Meet Emma,
your Best Financial Friend.

She helps you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.
Connect all your accounts in one place, for free.
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4.7
3000+ App Store reviews
SEEN ON

Track & cancel
wasteful subscriptions

Emma analyses your transactions to give you the full list of recurring payments across your accounts.

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Get your finances on track with Emma

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track paid subscriptions
all your accounts in one place

See all your accounts
in one place

Emma connects to all your bank accounts in just a few taps. Add your cards, checking accounts, savings, cryptocurrencies and even pensions.

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Get the full picture with Emma

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Sync your budgets to payday

Emma automatically tracks and categorises your expenses across accounts. Get advanced insights into your spending behaviour.

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Make smarter decisions with Emma

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sync budgets to payday

Account Protection
Secure and Encrypted

The protection of your data is our highest priority. Emma uses state-of-the-art security measures when handling your information. All connections between your device, our servers and your banks are protected using TLS 256-bit encryption.

  • Bank-level security
  • Read only access
  • No login credentials stored
  • No changes to your accounts

What people say about Emma

“Amazing detailed finance analysis tool. Perfect to spot bad spending habits. I have tried every app, and this is the one to keep, better than anything else.”
5.0
Alex
24, Student
“I love this app. I used a Google Sheet until now and had to manually track everything by loading up 3 different banking apps. This does it all and it's so flexible; I've not had to change how I do my home accounting / budgeting.”
5.0
Chris
54, Chef
“Really great app, useful to keep track of one's budget and the reports are really great. I've been looking for an amazing budget app for so long and this is easily the best app I have encountered. Awesome user experience.”
5.0
Jada
37, Engineer
4.7
out of 5
iOS 2.5k Reviews
4.5
out of 5
Android 1.3k Reviews

Meet Emma, your Best Financial Friend.

Connect all your accounts in one place, for free.
Thank you! We've sent you a text with a link to download Emma.
Oops! Something went wrong while submitting the form.