Connect up to 2 bank logins
Connect more than 50 banks in the UK to see where your money goes.
Track and budget your money
Leverage the power of Open Banking to track all your accounts in one place and budget in the 21st century.
Earn 2.16% AER
Interest paid monthly. FSCS protection up to £360,000 across three banks (up to £120,000 per bank).
Invest with no trading charges
Open an investment account in minutes and get started with just £1. Capital at risk.
Pay anyone instantly
Send and request money by sending payment links or flashing QR codes.
7-day free trial, cancel anytime
Get more from your finances with our paid plans
Emma Plus, Pro and Ultimate come with a plethora of benefits that will help you manage your finances.
BasicConnect all your accounts in one place, budget, track wasteful subscriptions and get more from your everyday bank account.
PlusGet exclusive cashback deals, set bill reminders and always know how much money you have left at the end of the month.
ProBudget like a pro with custom categories and offline accounts. Set smart rules and accurately track your net worth over time.
UltimateConnect business accounts and use Spaces to manage your personal, business and joint accounts.
