You've mastered your own finances, but what about the people you care about most? We believe that financial well-being is a team sport, and we're thrilled to introduce a new feature designed to help you share the benefits of Emma with your family, partner, or friends.

From now on, you can add up to three extra members to your Ultimate plan, giving them access to the best financial tools on the market. Sharing is caring, and now you can share the gift of financial clarity and control.

Why We Built This

Financial stress can be a lonely burden, but it doesn't have to be. We built this feature to foster a culture of financial transparency and teamwork among loved ones. By providing a secure and private way to share the benefits of a powerful budgeting tool, you can help the people you care about feel more confident and secure in their own financial lives. It’s a simple way to say you care and to help them get on the right track.

Who Can Benefit?

This feature is designed for anyone who wants to bring their loved ones into their financial journey.

• Couples: Whether you’re saving for a shared goal like a holiday or a house, this feature allows you to manage your finances together with full transparency.
• Flatmates: Say goodbye to awkward conversations about who owes what. You can use Emma to track and manage shared expenses and bills, making splitting costs effortless.
• Families: Help your children or other family members gain financial literacy and build healthy habits from a young age. It’s the perfect way to give them a head start on their financial future.

How to Activate It

Once you have an active Emma Ultimate plan, activating this feature is simple:

1. Click on your profile picture in the top left corner of the app.
2. Select "Plan" and then tap "Manage."
3. Here, you can add and invite extra members to your plan. You'll pay for the additional members, but you can easily split the cost with Emma Groups and request a refund with Emma Pay.

By sharing your Ultimate plan, you’re giving your loved ones access to all the best Emma features, empowering them to take control of their money.

The Best Features, Now Shared

All members added to your plan will get access to all of Emma's best features, empowering them to:

• Master their money with intelligent budgeting.
• Achieve their financial goals with dedicated savings pots.
• Manage their debts by tracking them in a single place.
• Track their investments and net worth.

And now, with extra members on your plan, they’ll also benefit from:

• Boosted Credit Scores with Rent Reporting: A crucial step toward homeownership, our rent reporting feature sends reports to all three main credit agencies - Equifax, TransUnion and Experian - helping to build a strong credit history simply by paying rent.
• Always Find the Best Rates: Say goodbye to endless searching. Your members can see the best interest rates for saving accounts and the best rates for investing directly within the app, helping them make their money work harder.
• Instant Updates & More Connections: Your team will get the financial clarity they need with quick updates and syncs, ensuring their data is always real-time. We’ve also increased the number of bank accounts and assets you can sync, giving them a more complete financial picture.
• Organise with Emma Spaces: This powerful feature helps members plan for major life events and goals. Whether it's a new car, a house, or a special holiday, Emma Spaces provides a clear, collaborative platform to plan and save together.

Don't let the people you love struggle with financial stress alone.