Get theEmma app
Take controlof your subscriptions
The Emma app finds and tracks all your recurring payments in one place. Get started today with 2,000,000+ customers!
How to cancel Smart Credit
- Call customer service on 1 (855) 595-4243.
- Ask to speak with a representative.
- Provide them with your customer details and request cancellation of your membership.
- Ask for a confirmation email.
To cancel over the phone, call: (855) 595-4243
Want to get more clarity out of your bank accounts?
Download Emma to see all your money in one place and always know what you are paying for.
Whether you're looking for information on how to delete your Smart Credit account, unsubscribe or cancel a free trial, Emma can help.
Check out the instructions above to cancel your Smart Credit membership. You can also browse our directory for pages on how to cancel other popular subscription services.
Emma is a money management app that connects to all your bank accounts to help you track paid subscriptions and bank fees, set budgets payday to payday and categorise your expenses to identify areas for improvement in your finances.
Take back control of your money. Download Emma to build your credit, save more and spend less with the all-in-one financial membership.
Smart Credit may show up on your statement as:
See all your recurring payments in the Emma app
How to redeem
Download the app
Get Emma for free
Connect all your bank accounts
It only takes a few clicks!
Click "see all" under recurring payments
The new page will open
View and edit details
You can see & edit payment history and predictions
Scan this QR code to download Emma.
Join over 2,000,000 people building real wealth today.
© 2025 Emma Technologies Ltd. All Rights Reserved.
Emma is registered and incorporated in England and Wales.
Emma Technologies Ltd is an appointed representative of RiskSave Technologies Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 775330).
Payment services (Non MIFID or Deposit related products) for Emma Technologies Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). For more detail on how your money is protected please see here. You can also find Currency Cloud's Terms of Use here.
Emma Technologies Ltd is an Introducer Appointed Representative of Quint Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 669450). Emma Technologies Ltd is not a lender. Emma Technologies Ltd introduces customers to Monevo Limited who is a licensed credit broker.
Emma is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services.
Financial Conduct Authority Reg Nr: 794952.
Company Registration Number: 10578464.
Data Protection Registration Number: ZA241546.
All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.
Resources: Cancel subscriptions, Cashback offers, Who charged me, Rent Reporting, Budgeting, Investment universe.
Featured cashback offers: Samsung, SimplyCook, NordVPN, Audible, M&S Homeware.