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Whether you are looking to improve your credit history or find credit - this is the place for you.

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Mobile screen displaying a credit score app showing a score of 615 marked as Good on a semi-circular green gauge from 0 to 710, with no change since last update at 10:23. Below are sections for Credit health with 3 impacting items and Credit report dated 17 Feb, plus navigation icons for Feed, Save, Invest, and highlighted Credit.

Stay on top of your credit score

See where you stand, understand what’s affecting your score, and get simple tips to help improve your credit health over time.

Find a loan that suits your needs

We have a panel of over 60 lenders that can help you find the right one. Checking your eligibility won't affect your credit score.

Compare credit cards

Compare credit card deals and check your eligibility without affecting your credit score.

Grow your credit history by reporting rent

Make your biggest expense work for you - report rental payments to boost your credit with Equifax, Experian and TransUnion.

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We are on a mission to improve everyone's financial wellbeing.

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Emma is registered and incorporated in England and Wales.

Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.

Emma Technologies Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 794952). Emma Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1042167) for investment services and consumer credit activities, including credit broking and credit information services. Emma Technologies Ltd acts as a credit broker, not a lender, and may receive a commission from lenders for introducing you to them.

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All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.