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Emma vs Snoop: which budgeting app is right for you?

Snoop and Emma both track your spending, bills and subscriptions. Emma also gives you savings pots, a Cash ISA, investing, your credit score and rent reporting, all in one app.

Guide to switch from Snoop
Emma vs Snoop:
Breaking it down
Feature
Budgeting & spending tracking
Yes
Subscription & bill tracking
Net worth tracking
Savings pots that earn interest
Cash ISA
Invest in ETFs & funds (ISA, GIA, Junior ISA)
Credit score & report
Rent reporting to Experian, Equifax & TransUnion
Crypto & offline assets
Spaces for family & business budgets
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Our key features
Tracking
Stay on top of your spending with real-time transaction tracking.
Rent reporting
Boost your credit position by reporting rent payments effortlessly.
Net worth
Track your assets, liabilities, and investments in one place.
Groups
Manage shared expenses with friends, family, or housemates.
Spaces
Create custom budgeting categories and saving pots.
Analytics
Get tailored insights into your spending habits.
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Frequently asked questions
Is Emma App free?
Yes! Emma is free to use 😁 You'll only be charged if you subscribe to Emma Ultimate, Emma Pro or Emma Plus - you are not subscribed to Emma Ultimate, Pro or Plus automatically.
How is Emma different from Snoop?
Both apps connect your bank accounts and track your spending, bills and subscriptions. Emma also lets you save in interest-earning pots and a Cash ISA, invest in ETFs and funds, check your credit score and report your rent to Experian, Equifax and TransUnion. When you invest, your capital is at risk.
Can I switch from Snoop to Emma?
Yes. There's no direct transfer, but you can connect the same bank accounts to Emma in a few minutes. Emma pulls in your recent transactions, so you can see your spending and recurring payments straight away.
How is my money protected / safeguarded?
The Emma app can help across different areas of your personal finances. You can use Emma to set more money aside, budget your spending and savings or manage your investments. Each of these offerings represents different financial products, and each of them comes with specific regulations designed to help if something goes wrong.

Learn more about how safe Emma is and how your money is protected
Can I track subscriptions with Emma?
Yes — Emma automatically detects and tracks all your recurring payments like Netflix, Spotify, gym memberships, and more. You’ll know exactly what’s coming out and when.
Learn more
Over 3 million downloads
We are on a mission to improve everyone's financial wellbeing.