Grow your money with 45-day notice

Save with an Emma 45-Day Notice Pot

Earn higher interest up to 3.67% AER (variable) by locking your funds for 45 days. Get started with as little as £1.

What is a 45-Day Notice Pot?

A 45-Day Notice Pot is an individual savings account that lets you save your money and earn interest up to 3.67% AER (variable), paid daily.

Rate shown is for Emma Plus, Pro and Ultimate. Emma Basic earns 2.53% AER (variable) – see Compare plans.

Withdrawals take 45 days once requested.

Smiling man in a denim shirt looking at his phone

Emma notification: You earned £124.14 interest on your 45-Day Notice Pot last month

House pot with £9,231.37 saved, 8% of the goal

What is a 45-Day Notice Pot?

A 45-Day Notice Pot is an individual savings account that lets you save your money and earn interest up to 3.67% AER (variable), paid daily.

Rate shown is for Emma Plus, Pro and Ultimate. Emma Basic earns 2.53% AER (variable) – see Compare plans.

Withdrawals take 45 days once requested.

Open your 45-Day Notice Pot

Your money is protected

Save with confidence – your money is FSCS protected up to £120,000 in 45-Day Notice Pots for total peace of mind.

45-Day Notice Pot with a £932.00 balance and Withdraw and Deposit buttons

Emma app confirming FSCS protection of savings up to £120,000 in 45-Day Notice Pots

Your money is protected

Save with confidence – your money is FSCS protected up to £120,000 in 45-Day Notice Pots for total peace of mind.

Multiple saving pots that work for your goals

Create unlimited savings pots, track savings progress and earn interest savings up to 3.67% AER (variable) with FSCS protection up to £120,000.

Multiple saving pots that work for your goals

Create unlimited savings pots, track savings progress and earn interest savings up to 3.67% AER (variable) with FSCS protection up to £120,000.

Saving pots that work for your goals: Ibiza trip plan

Saving pot for a wedding

Emma app displaying multiple savings pots with interest rates and individual progress bars

Emma app displaying multiple savings pots with interest rates and individual progress bars

Emma app displaying multiple savings pots with interest rates and individual progress bars

Save with ease

Discover our 3 Autosave options. Combine them for ultimate saving power!

Autosave: custom deposit

Custom deposit

Set a recurring savings amount to consistently grow your pots and build your balance effortlessly.

Emma app tracking round-up savings from everyday transactions

Round ups

The smart feature that saves your spare change every time you spend.

Emma app AI savings feature suggesting automated deposits based on user spending habits

AI saving

Save without lifting a finger. Our AI calculates the perfect amount to add to your pots ensuring it won’t disrupt your expenses.

Join 3 million happy customers

We are on a mission to improve everyone's financial wellbeing.

Emma Technologies Ltd (Company Registration Number 10578464). Registered office: Verse Building, 1st Floor, 18 Brunswick Place, London, N1 6DZ, United Kingdom.

Emma Technologies Ltd is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN 794952). Emma Technologies Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1042167) for investment services and consumer credit activities, including credit broking and credit information services. Emma Technologies Ltd acts as a credit broker, not a lender, and may receive a commission from lenders for introducing you to them.

Data Protection Registration Number: ZA241546.