Big news for Emma Ultimate users: You can now create saving pots and wallets in any Space - not just your primary account.

That means - organised savings for every part of your life.

Wait… What Are Emma Spaces?

Spaces is an Emma Ultimate feature that let you group accounts to match your real-world money flow. Think of them as folders for your financial life.

Key Features:

• Separate budgets & analytics per Space (no more mixing personal/work spending)
• Private or shared (invite partners, family, or financial advisors)
• Shared Pro features (invitees get access to premium tools in that Space)

Example uses:

• Couples: Joint Space for household bills + private Spaces for personal spending
• Freelancers: Client income in one Space, personal finances in another
• Parents: Kid’s allowance tracker in Family Space

Smart Saving Options in Emma

Now that you can create pots in any Space, let’s break down the three ways to grow your savings - automatically or manually.

1. Round-Ups: Save Without Thinking

🔄 How it works: Emma rounds up every transaction to the nearest £1 and saves the difference.

Example:

• Spend £3.40 on coffee → 60p goes to your chosen pot
• Do this 10x/week → £6 saved effortlessly

✅ Best for:

• Building emergency funds slowly
• People who forget to save

2. AI Saving: Let Emma Do the Math

🤖 How it works: Our algorithm analyzes your income/spending and auto-saves safe amounts (e.g., £20 every Friday).

Example:

• If you consistently have £100 leftover before payday → Emma saves £30-50 automatically

✅ Best for:

• Variable incomes (freelancers, shift workers)
• Hands-off savers

3. Custom Deposits: Full Control

🎯 How it works: Manually transfer any amount whenever you want.

Pro tips:

• Name pots by goal (“Japan Trip”) for motivation
• Set calendar reminders (e.g., “Save £200 on the 25th”)

✅ Best for:

• Big, specific goals (house deposit, car)
• Those who prefer manual control

Which Method Saves Fastest?

*Based on average Emma user data

Which Pot Fits Your Goal?

*£85k per partner bank (up to 3 banks)

Why This Matters

• Ultimate flexibility: Save for specific goals in dedicated Spaces
• Shared financial goals: Family pots grow faster together
• Higher protection: Super Pot safeguards large savings (3x FSCS coverage)

Try it now: Update your app → Open any Space → Create your first cross-Space pot!