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Net Worth Boosted: Introducing Graph over time for Your Physical Assets (Property, Gold & More)

FEATURED ARTICLE

Net Worth Boosted: Introducing Graph over time for Your Physical Assets (Property, Gold & More)

Profile image of blog author: Giuliano Fabbri

Giuliano Fabbri

October 20, 2025 2 min read

TABLE OF CONTENTS

  • Seeing Your True Wealth Grow

  • Your Financial World, Unified

You already track your liquid cash and investments, but for too long, the true, dynamic value of your non-liquid wealth - the assets that form the foundation of your net worth - has remained a frustrating blind spot.

We're fixing that today by introducing Value Over Time Graphs for all your physical assets. This simple but powerful enhancement transforms how you see your total wealth, making net worth tracking truly meaningful.

The Problem: Static Assets, Hidden Performance

Net worth tracking should include your whole financial life, but for too long, the non-liquid side - physical assets - has remained static.

Assets like property, precious metals (gold), or valuable collectibles (e.g., art, wine) only showed a fixed value, hiding their growth or decline over time. When you bought a house for £300,000 five years ago, that number remained a flat line on your chart, even if its true market value had surged.

We've added dynamic charts to your Physical Assets section. Now, when you update the market value of your house, car, or gold holdings, Emma tracks that entry and visualises the asset's value over time in a clean, easy-to-understand graph.

This simple but powerful enhancement transforms a static figure into a living performance metric.

Seeing Your True Wealth Grow

Net worth in Emma Budget App for physical asset like Fiat 500

This feature is designed for strategic planning, providing insight into:

  • Long-Term Impact of Diversification: Understand how market shifts affect the non-liquid portion of your portfolio. Did gold or property appreciate faster than the stock market over the last three years? Now you'll know.
  • True Return on Investment (ROI): When you sell an asset, you can clearly see the capital appreciation and total gain achieved over the holding period, making it easy to calculate your ROI.
  • Inflation Management: By regularly updating the value of your physical assets, you gain a clearer picture of whether your wealth is growing ahead of inflation.

Your Financial World, Unified

The combination of this new dynamic tracking and our other automation features eliminates the final financial blind spots. You get true automation across all money flows and dynamic visualisation of your long-term wealth.

Your money is complex; your financial app shouldn't be. Log in today to experience the next level of financial control and see your true net worth - liquid and illiquid, domestic and global - unified in one place.

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